John Navien is the top fee-based financial planner within Baystate Financial*, New England's largest privately-owned financial services firm serving over 300,000 clients. Our team operates on an annual retainer to provide dynamic, comprehensive planning over 12 months.

Our mission is to enhance your current team’s effectiveness—not replace them—by acting as a liaison and providing an objective, third-party perspective.

We bring together expertise from institutional, private, and investment banking, family office, and risk management backgrounds, blending our insights to help you see and act on your full financial picture.

We work to create a real-time, working profile of your balance sheet and priorities, digging deep to understand both where you’re succeeding and any areas that may need additional attention.
Our proactive approach means that as life changes, you have the knowledge and support to make well-informed, timely decisions—whether it’s purchasing a new property, adjusting your portfolio, or evaluating insurance needs. Our goal is to equip you to make these decisions confidently, knowing your entire team is aligned and working toward your objectives.

Navien Financial is dedicated to navigating the intricate financial landscapes of affluent families and closely held businesses. Collaborating seamlessly with their existing advisors, our focus centers on crafting and executing sophisticated insurance-based strategies to elevate estate, gift, tax, and investment planning for our clients.

Recognizing the distinct opportunities, challenges, and objectives that define each business and family, we specialize in tailoring personalized strategies. Our unwavering commitment lies in establishing and nurturing enduring partnerships with our clients, ensuring we remain a steadfast guide in the face of an ever-evolving financial environment.

*John Navien was recognized by Baystate Financial as the top financial planning revenue producer for the 2024 calendar year, outperforming all approved agency producers in fee-based financial planning.